A Clearer, Smarter Way to Run
Compliance is changing. So is the way forward.
Regulation is intensifying. AI is reshaping how financial services operate. And the pressure to be digitally capable, demonstrably compliant, and genuinely efficient has never been greater.
Target Integration is different. We bring compliance expertise and digital transformation capability together in a single, joined-up engagement. Because the two are no longer separate problems.
You are managing more complexity with the same resource.
Regulatory obligations are multiplying. DORA has introduced binding requirements on ICT risk, incident reporting, and third-party oversight. Consumer Duty and the Consumer Protection Code have raised the bar on client outcomes and governance.
AI is creating new obligations before most firms have a framework to manage the ones they already have.
At the same time, many organisations are still running core processes across disconnected systems, managing compliance manually, and relying on staff to hold institutional knowledge that should be in a system.
The result is a compounding problem: the cost of compliance rises, the risk of getting it wrong grows, and the capacity to serve customers well gets squeezed.
We have done this before. We know the way.
Target Integration works with regulated financial services firms across Ireland and the UK. Our team combines chartered compliance expertise with deep experience in digital transformation, systems integration, and operational change.
We do not hand over a report and leave. We work alongside your team from initial assessment through to embedded operation, making sure that what we build is something your people can own and your regulators can inspect.
The combination matters. Compliance consultancies cannot modernise your systems. System integrators do not understand your regulatory obligations. We do both.
Four areas where we work with financial services firms.
As a full-service partner, we support you with:
1. Regulatory Compliance Advisory
- Consumer Duty implementation for UK mortgage brokers and building societies
- AML and KYC framework reviews aligned to 6AMLD and FCA requirements
- DORA readiness programmes structured for Central Bank of Ireland scrutiny
- Individual Accountability Framework advisory for Irish firms
- Ongoing compliance monitoring, policy maintenance, and regulatory horizon scanning
2. Digital Transformation and Systems Modernisation
- CRM implementation and client lifecycle management tailored to financial services workflows
- Automation of document-heavy, process-intensive operations: loan origination, KYC, onboarding, compliance logging
- Data architecture aligned to regulatory reporting and audit obligations
- System integration connecting lenders, credit agencies, identity providers, and internal platforms
3. Digital and Cyber Security Health Check
- ICT risk assessment aligned to DORA Pillar 1 and FCA operational resilience requirements
- Cyber security gap analysis with a prioritised remediation roadmap
- Third-party and supplier risk review, addressing ICT concentration risk
- Business continuity assessment against regulatory impact tolerance standards
4. AI Advisory and Readiness
- AI use case identification: which repetitive tasks are automatable, where AI adds client value, and where the regulatory risk sits
- AI governance framework design aligned to emerging FCA and CBI guidance
- Implementation support with human oversight controls built in from the outset
- AI literacy and change management for staff and boards navigating the transition
A clear path.
No surprises.
We start with a structured gap assessment: your current systems, your regulatory position, and where the risks and inefficiencies are concentrated. You receive a clear, prioritised picture of where to act first.
We design an integrated compliance and digital programme built around your organisation, not a generic template. Board-ready documentation, prioritised actions, and a realistic implementation plan.
We deliver, integrate, and embed. Programme management, staff guidance, policy development, and ongoing advisory support so that compliance becomes a sustainable capability, not a one-off project.
What working with us looks like In practice.
Your team has a documented, auditable compliance framework that the Central Bank of Ireland or FCA can inspect with confidence. Your core processes run through connected, efficient systems rather than spreadsheets and manual checks.
Your people are trained, your policies are current, and your risk register is alive rather than gathering dust.
When new regulatory requirements emerge, you have a partner who sees them coming and helps you respond before they become an urgent problem.
What Happens If Nothing Changes?
Regulatory non-compliance does not stay theoretical for long. The Central Bank of Ireland and the FCA are both increasing supervisory activity, particularly in the credit union, building society, and mortgage broker sectors.
Firms that cannot demonstrate a credible compliance programme are being identified and scrutinised.
Beyond regulatory risk, the operational cost of disconnected systems and manual compliance processes compounds every year. The firms that move now build an advantage. Those that wait inherit a larger problem.
Let us start with a conversation.
A free discovery call takes 30 minutes. We will ask about your current position, the obligations you are managing, and where the pressure is greatest. From there, we can outline what an engagement might look like and whether we are the right fit.
No obligation. No generic proposal before we have understood your situation.
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